What does average look like? Information released by the Office for National Statistics shows the average British man, Mr Average, is 38, will live to 85 and earns £31,103. The average British woman, Ms Average, is 40, will live to 88 and earns £25,308. The LV= risk reality calculator gives you a rough idea of […]
Is joint life cover best for couples?
If you want to help make sure your loved ones will have financial security if you pass away, life insurance cover is the answer. But, if you’re part of a couple and you both need cover, should you take out single policies, or a joint policy that covers both of you? With a single life […]
The insurance policy that could prove critical
Some people might be put off buying a critical illness policy because they believe it’s unlikely to pay out, despite the proportion of claims paid by insurers standing at just over 92%. So why is there such a gap between perception and reality among consumers? There have been well-publicised stories in the past where a […]
Viktorija – Mortgage & Protection Adviser Q&A
We are delighted to welcome Viktorija to the team as our newest Mortgage & Protection Adviser. She has existing experience as a Mortgage and Protection Adviser and we asked her some questions about herself and her views on the world of Financial Planning: Why did you choose a career in Financial Planning? I’ve always been […]
The Value of Financial Advice: Infographic
Data from a large survey of individuals and households has discovered that those who received financial advice subsequently ended up with, on average, £13,424 more in financial assets and £27,657 more in pension wealth than those who didn’t receive advice. If we add up financial assets and pension wealth, we can quantify the value of […]