If something happened to you, your co-owners or employees, could your business survive? According to research by Legal and General, if a business suffered the loss of a key person: 40% of businesses would cease trading in less than a year of the death or serious illness of a key person 63% of sole traders […]
Achieving your financial goals
We lead complex lives in an increasingly complex world. As financial planning experts we can help you better understand your financial challenges, goals and needs, and help you find appropriate ways to meet them. Even a seemingly straightforward financial goal can involve numerous decisions and a lot of time and effort getting it right. Whether […]
Are your contents underinsured?
When it comes to insuring your home and contents, many people take out far less cover than they need, risking potential upset if it comes to making a claim. The average UK home contains around £55,000 worth of possessions, but an average insurance policy covers just £35,000, leaving a huge £20,000 worth of uninsured valuables […]
The cost of a burglary
Figures have revealed that burglary costs the average homeowner over £2,800 in stolen valuables and almost £600 to pay for damage caused by the break-in. There were 713,000 domestic burglaries in 2015, and while you may see many of these reported in local newspapers you rarely hear about the cost to victims. Fixing the damage […]
Protection through the years
When it comes to protection insurance, we hold two firm beliefs: 1. it should form the foundation of your financial plan. 2. cover should be reviewed regularly to make sure it continues to meet your needs. The latter is particularly important when you are at a particular ‘life stage’. Whether that’s buying a house, getting […]