With Covid-19 rules changing almost daily, extensions to furloughs and local and national lockdowns many are facing money worries this winter. If you’re trying to get a mortgage and want to push your property transaction through before the Stamp Duty holiday ends, how do you prove your income – especially if it has temporarily been […]
New Blog – Stamp Duty holiday has positive impact
The COVID-19 pandemic has had a significant impact on the property market, but latest figures indicate there are positive signs of growth following the introduction of the Stamp Duty holiday. Property searches riseCoinciding with the Stamp Duty cut July was the busiest month so far this year for mortgage searches. The largest rise occurred in […]
What you need to know about self-build mortgages
If you’re thinking of building your own home, financing the project may be high on your list of priorities. Self-build mortgages are different from normal mortgages. They release funds at stages during the building work, rather than in one lump sum when you complete a property purchase. Some lenders also extend a loan to help […]
Getting mortgage-ready
WRITTEN BY KIRSTY TELLING 27TH OCTOBER 2020 Buying a home takes careful preparation and planning. As well as finding a property you like, you need to get your finances in good order before lenders review them and assess your ability to make repayments on your loan. Save upDuring the recent lockdown, many lenders pulled their ‘high […]
Why should you use a Mortgage Adviser?
For the vast majority of people, having enough cash to buy a home outright is unthinkable. We live in a society where most home buyers work hard just to get the deposit together. The remaining funds are borrowed from a lender, such as a bank or a building society; otherwise known as a Mortgage. There […]