For the vast majority of people, having enough cash to buy a home outright is unthinkable. We live in a society where most home buyers work hard just to get the deposit together. The remaining funds are borrowed from a lender, such as a bank or a building society; otherwise known as a Mortgage. There […]
Data from a large survey of individuals and households has discovered that those who received financial advice subsequently ended up with, on average, £13,424 more in financial assets and £27,657 more in pension wealth than those who didn’t receive advice. If we add up financial assets and pension wealth, we can quantify the value of […]
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November 2017 saw the Bank of England raise interest rates for the first time in a decade, from 0.25 per cent to 0.5 per cent, causing a number of lenders to increase their mortgage rates. The Bank of England has indicated there could be further rate rises, so if you’re on a Standard Variable Rate […]
We are pleased to present our summary of the 2017 Autumn Budget. Please click here to view the Budget Notes.