As a nation, we aren’t great with our financial acronyms and terminology. Life is busy and our heads are often full of important things to get done to make it through the week, without having to worry whether we know our LTV from our ERC! You’re certainly not alone if you’re feeling financially flustered. Recent […]
Is your deposit enough?
When James and Allison first started renting together, they were determined it would be a temporary move. Fresh out of university, they turned their attention immediately to homeownership, putting away as much of their money as their rent and living costs would allow. Allison had always been careful with my money and imagined with both […]
How do I prove my income for a mortgage?
With Covid-19 rules changing almost daily, extensions to furloughs and local and national lockdowns many are facing money worries this winter. If you’re trying to get a mortgage and want to push your property transaction through before the Stamp Duty holiday ends, how do you prove your income – especially if it has temporarily been […]
New Blog – Stamp Duty holiday has positive impact
The COVID-19 pandemic has had a significant impact on the property market, but latest figures indicate there are positive signs of growth following the introduction of the Stamp Duty holiday. Property searches riseCoinciding with the Stamp Duty cut July was the busiest month so far this year for mortgage searches. The largest rise occurred in […]
What you need to know about self-build mortgages
If you’re thinking of building your own home, financing the project may be high on your list of priorities. Self-build mortgages are different from normal mortgages. They release funds at stages during the building work, rather than in one lump sum when you complete a property purchase. Some lenders also extend a loan to help […]