If you’re thinking of building your own home, financing the project may be high on your list of priorities. Self-build mortgages are different from normal mortgages. They release funds at stages during the building work, rather than in one lump sum when you complete a property purchase. Some lenders also extend a loan to help […]
WRITTEN BY KIRSTY TELLING 27TH OCTOBER 2020 Buying a home takes careful preparation and planning. As well as finding a property you like, you need to get your finances in good order before lenders review them and assess your ability to make repayments on your loan. Save upDuring the recent lockdown, many lenders pulled their ‘high […]
For the vast majority of people, having enough cash to buy a home outright is unthinkable. We live in a society where most home buyers work hard just to get the deposit together. The remaining funds are borrowed from a lender, such as a bank or a building society; otherwise known as a Mortgage. There […]
Data from a large survey of individuals and households has discovered that those who received financial advice subsequently ended up with, on average, £13,424 more in financial assets and £27,657 more in pension wealth than those who didn’t receive advice. If we add up financial assets and pension wealth, we can quantify the value of […]
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