Crowdfunding is becoming increasingly common among people who need healthcare that’s not freely available through the NHS. The increase is said to be due to access to overseas clinics and high-profile social media campaigns such as the 2014 campaign for Mike Brandon. Websites such as justgiving.com, crowdfunder.co.uk and gofundme.com are full of campaigns from families […]

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The sooner you start saving, the healthier your pension pot is likely to be when you need to draw on it. But what happens to your pension planning if your working hours reduce, or stop? First things first If you join a company you may be enrolled into their workplace pension scheme which, in most […]

Have you ever thought of what might happen if one of your directors, who is also a shareholder in your business, dies or becomes critically ill? Of course, you’d miss their presence, as well as their experience and expertise. But do you know what would happen to their shares? An uncertain future The dispersal of […]

In the early years this might translate into a surplus of toys or days out, but this stage eventually passes, and thoughts turn towards the future transition from child to adulthood and beyond. This longer-term perspective raises the question of how best to provide financial support through, what could be an expensive transition and inevitably […]