Have you ever thought of what might happen if one of your directors, who is also a shareholder in your business, dies or becomes critically ill? Of course, you’d miss their presence, as well as their experience and expertise. But do you know what would happen to their shares? An uncertain future The dispersal of […]
Investing for the next generation
In the early years this might translate into a surplus of toys or days out, but this stage eventually passes, and thoughts turn towards the future transition from child to adulthood and beyond. This longer-term perspective raises the question of how best to provide financial support through, what could be an expensive transition and inevitably […]
The Value of Financial Advice: Infographic
Data from a large survey of individuals and households has discovered that those who received financial advice subsequently ended up with, on average, £13,424 more in financial assets and £27,657 more in pension wealth than those who didn’t receive advice. If we add up financial assets and pension wealth, we can quantify the value of […]
How much can I pay into my Pension?
A pension is a tax-efficient, long-term savings plan that you contribute to during your working life to provide an income when you stop work. You can benefit from tax relief on the contributions you pay in and your pension pot has the potential to grow. At the moment you can save up to £40,000 every […]
Become a superhero in the eyes of your family
When he was younger one of my son’s favourite questions was; “if you could have any super power, what would it be?” He loved the idea of being a Superhero. I think, deep down, we all like the idea of being a Superhero. Being able to do things others can’t; amazing things to help those […]