When he was younger one of my son’s favourite questions was; “if you could have any super power, what would it be?” He loved the idea of being a Superhero. I think, deep down, we all like the idea of being a Superhero. Being able to do things others can’t; amazing things to help those […]
Christmas Opening Times
We will be closing for the Christmas period at 4:00pm 21st December 2018 and will reopen at 9:00am 2nd January 2019. We wish you all a Merry Christmas and a Happy New Year!
The General Data Protection Regulations (GDPR)
This post tells you how we, and Openwork use the information you give us and how we protect your privacy. It also explains your rights under the General Data Protection Regulations. Collecting information and protecting your privacy Our aim is to offer advice that helps you plan your financial future. To provide such advice, we need […]
The ABC of Junior ISAs
The Junior Individual Savings Account (ISA) was introduced in 2011, 12 years after the launch of the original ISA in 1999, which recently celebrated its 18th birthday. In a nutshell, the Junior ISA is a long-term, tax-free savings account for children. It effectively replaced the Child Trust Fund and aims to enable parents to save […]
Pension death benefits
There’s a range of options when it comes to deciding how to fund retirement, but few of us stop to think about what might happen to pension savings in the event of death. Alongside the more familiar changes to retirement choices that happened back in 2015, ‘Pension Freedoms’ heralded significant changes in how pension death […]