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Insurance – Household
Mortgage lenders insist upon buildings insurance being in place. You may also wish to consider contents insurance, life insurance and mortgage protection insurance. Ewing Associates can help with all of these.
Building and contents insurance
Your mortgage lender will require your home to be insured for a minimum amount of money. This is usually the sum it would cost to rebuild the property. It is also advisable to ensure that your home’s contents are insured in the event of fire, theft or flood. If you underestimate the value of the contents of your home then you may only receive a fraction of the true worth of your personal possessions in the event of disaster. At Ewing Associates we can advise you on the most suitable policies and levels of cover.
We can assess a wide range of insurance products for you and arrange the insurance cover for you.
Mortgage payment protection insurance
For peace of mind, it is worth considering a policy that will protect and cover your mortgage payments in the event of unexpected circumstances, such as ill health or redundancy.
Our advisers will provide information about the benefits of having mortgage protection and decipher any small print for you. Find out more about Mortgage Protection here.
No-one likes to think about what would happen to their estates if they should die prematurely, but it is vital that you have a plan in place that protects your loved ones in the event of the worst happening.
We recommend that you take out a life insurance policy when you take out a mortgage so you don’t need to worry about how any outstanding mortgage debts would be paid off. Life insurance is also available if you don’t have a mortgage. We can advise you on the right product for you.
For more information or to obtain an insurance quotation, contact us.