One of Norman’s long-term clients, Mr Dawson, shares his 30-year journey with Ewing Associates: Back in the late 1980’s, I met with Norman to proceed with his recommendation to start an Income Protection policy, a Critical Illness policy and a Pension. I remember Norman saying that the ‘Waiver of Contribution’ feature was a no-brainer for […]
Is joint life cover best for couples?
If you want to help make sure your loved ones will have financial security if you pass away, life insurance cover is the answer. But, if you’re part of a couple and you both need cover, should you take out single policies, or a joint policy that covers both of you? With a single life […]
Does diversification matter?
When it comes to building your investment portfolio, you might have been warned about avoiding putting all your eggs in one basket. It’s wise to spread your money across a range of different investments. That way, if the value of one of them falls, it should have a limited effect on the overall performance of […]
How will changing working patterns affect your pension?
The sooner you start saving, the healthier your pension pot is likely to be when you need to draw on it. But what happens to your pension planning if your working hours reduce, or stop? First things first If you join a company you may be enrolled into their workplace pension scheme which, in most […]
If your business lost a Shareholding Director, would it survive?
Have you ever thought of what might happen if one of your directors, who is also a shareholder in your business, dies or becomes critically ill? Of course, you’d miss their presence, as well as their experience and expertise. But do you know what would happen to their shares? An uncertain future The dispersal of […]